The first mortgage refinance pricing plugin for Claude Code. Get live rate quotes, savings analysis, and loan application submission — all within the chat interface.
Technology by Nexus Digital Group LLC. Mortgage origination by Atlantic Home Mortgage LLC dba Lendtrain (NMLS# 1844873).
Install from GitHub:
/plugin marketplace add lendtrain/mortgage
/plugin install mortgage@mortgage
Coming soon — install from the Anthropic Plugin Directory:
/plugin install mortgage@anthropic
Then run:
/mortgage:refi-quote
Upload your mortgage statement or answer a few questions, and the plugin:
- Prices your refinance using live wholesale rate data for Conventional, FHA, and VA loans
- Detects FHA Streamline and VA IRRRL eligibility automatically from your mortgage statement
- Calculates itemized closing costs specific to your state
- Runs a savings analysis with monthly payment comparison, breakeven timeline, and total interest savings
- Scores your refinance from 1-10 with a weighted recommendation based on savings, breakeven, rate improvement, and goal alignment
- Connects you to apply if the numbers make sense — or honestly tells you if they don't
Alabama, Florida, Georgia, Kentucky, North Carolina, Oregon, South Carolina, Tennessee, Texas, Utah
The plugin bundles domain expertise as Claude Code skills:
| Skill | What It Does |
|---|---|
mortgage-loan-officer |
Interview methodology, credit score tiers, DTI thresholds, field mappings |
mortgage-compliance |
TRID, RESPA, TILA, ECOA rules and required disclosures |
closing-costs |
Itemized state-specific fee schedules for all 10 licensed states |
security-guardrails |
Prompt injection defense and data collection boundaries |
about-atlantic-home-mortgage |
Organization context, licensing, and contact information |
The /mortgage:refi-quote command orchestrates the full workflow: interview the borrower, collect loan details, call the pricing engine, run the analysis, and present results with proper compliance disclosures.
Live pricing is provided by a separate MCP server that ingests daily wholesale rate sheets. The plugin connects to it automatically via the .mcp.json configuration — no API keys or setup required.
The plugin connects to a mortgage pricing MCP server that exposes three tools:
| Tool | Description |
|---|---|
calculate_pricing |
Price a single loan product (Conventional, FHA, or VA) |
calculate_all_pricing |
Price all eligible products simultaneously and compare |
get_effective_date |
Check when the current rate sheet was published |
See CONNECTORS.md for full API schemas, request/response fields, and integration details.
This plugin is designed for TRID, RESPA, TILA, and ECOA compliance:
- Never collects SSN, DOB, bank account numbers, or passwords
- Uses "estimate" and "quote" — never "pre-approval" or "guaranteed"
- Presents APR alongside note rate on all quotes
- Includes required settlement services disclosure
- Directs borrowers to secure application portal for sensitive data
- Provides Equal Housing Opportunity notice
- Phone: 678-643-4242
- Email: team@lendtrain.com
- Website: lendtrain.com
- Application portal: Apply here
- NMLS#: 1844873
Proprietary — see LICENSE for full terms.
Technology owned by Nexus Digital Group LLC. "Lendtrain" is a registered trademark of Atlantic Home Mortgage LLC. Mortgage origination services provided by Atlantic Home Mortgage LLC dba Lendtrain (NMLS# 1844873). Equal Housing Opportunity.