diff --git a/react/lib/components/Widget/Widget.tsx b/react/lib/components/Widget/Widget.tsx
index b005f61d..f82edb3a 100644
--- a/react/lib/components/Widget/Widget.tsx
+++ b/react/lib/components/Widget/Widget.tsx
@@ -67,6 +67,7 @@ export interface WidgetProps {
   text?: string
   ButtonComponent?: React.ComponentType
   success?: boolean
+  pendingFinalization?: boolean
   successText?: string
   theme?: ThemeName | Theme
   foot?: React.ReactNode
@@ -159,6 +160,7 @@ export const Widget: React.FunctionComponent<WidgetProps> = props => {
     to,
     foot,
     success = false,
+    pendingFinalization = false,
     paymentId,
     successText = 'Thank you!',
     disablePaymentId,
@@ -221,6 +223,7 @@ export const Widget: React.FunctionComponent<WidgetProps> = props => {
 
 
   const qrLoading = loading || isWaitingForPaymentId
+  const showPaymentPendingSpinner = pendingFinalization && !success
 
 
   // websockets if standalone
@@ -1254,7 +1257,7 @@ export const Widget: React.FunctionComponent<WidgetProps> = props => {
                 </Box>
               </Fade>
 
-              {qrLoading ? (
+              {qrLoading || showPaymentPendingSpinner ? (
                 <Box
                   position="absolute"
                   top={0}
@@ -1283,7 +1286,7 @@ export const Widget: React.FunctionComponent<WidgetProps> = props => {
                   onKeyDown={(e: React.KeyboardEvent) => {
                     if (e.key === 'Enter' && isDraftValid && !isSameAmount) {
                       applyDraftAmount();
-                  }
+                    }
                   }}
                   thousandSeparator
                   allowLeadingZeros={false}
@@ -1349,7 +1352,7 @@ export const Widget: React.FunctionComponent<WidgetProps> = props => {
               </Box>
             ) : null}
 
-            {success || hideSendButton ? null : (
+            {success || showPaymentPendingSpinner || hideSendButton ? null : (
               <Box pt={2} flex={1} sx={classes.button_container}>
                 {
                   // Use createElement to avoid JSX element-type incompatibility from duplicate React types
diff --git a/react/lib/components/Widget/WidgetContainer.tsx b/react/lib/components/Widget/WidgetContainer.tsx
index 54045b96..82049543 100644
--- a/react/lib/components/Widget/WidgetContainer.tsx
+++ b/react/lib/components/Widget/WidgetContainer.tsx
@@ -162,6 +162,7 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
     const [thisPrice, setThisPrice] = useState(0);
     const [usdPrice, setUsdPrice] = useState(0);
     const [success, setSuccess] = useState(false);
+    const [pendingFinalization, setPendingFinalization] = useState(false);
     const { enqueueSnackbar } = useSnackbar();
 
     const [shiftCompleted, setShiftCompleted] = useState(false);
@@ -194,6 +195,8 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
           const expectedAmount = currencyObj ? currencyObj?.float : undefined
           const receivedAmount = resolveNumber(transaction.amount);
           const currencyTicker = getCurrencyTypeFromAddress(to);
+          const isXec = currencyTicker === 'XEC';
+          const isFinalized = transaction.txStatus === 'finalized';
 
           if (shouldTriggerOnSuccess(
             transaction,
@@ -206,6 +209,15 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
             opReturn,
             currencyObj
           )) {
+            if (isXec && !isFinalized) {
+              setPendingFinalization(true);
+              if (transaction.txStatus === 'mempool') {
+                onTransaction?.(transaction);
+              }
+              thisSetNewTxs([]);
+              return;
+            }
+
             if (sound && !isPropsTrue(disableSound)) {
               txSound.play().catch(() => {});
             }
@@ -217,6 +229,7 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
                 }Received ${receivedAmount} ${currencyTicker}`,
                 snackbarOptionsSuccess,
               );
+            setPendingFinalization(false);
             setSuccess(true);
             onSuccess?.(transaction);
           } else {
@@ -258,7 +271,8 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
         thisPrice,
         currencyObj,
         randomSatoshis,
-        donationRate
+        donationRate,
+        pendingFinalization
       ],
     );
 
@@ -411,6 +425,7 @@ export const WidgetContainer: React.FunctionComponent<WidgetContainerProps> =
           price={thisPrice}
           usdPrice={usdPrice}
           success={success}
+          pendingFinalization={pendingFinalization}
           disabled={disabled}
           editable={editable}
           newTxs={thisNewTxs}
diff --git a/react/lib/tests/components/Widget.test.tsx b/react/lib/tests/components/Widget.test.tsx
index 6b644b75..c0f12559 100644
--- a/react/lib/tests/components/Widget.test.tsx
+++ b/react/lib/tests/components/Widget.test.tsx
@@ -5,7 +5,7 @@ import userEvent from '@testing-library/user-event'
 import { WidgetContainer as Widget } from '../../components/Widget/WidgetContainer'
 import { TEST_ADDRESSES } from '../util/constants'
 import copyToClipboard from 'copy-to-clipboard'
-import type { Currency } from '../../util'
+import type { Currency, Transaction } from '../../util'
 import { isFiat } from '../../util';
 import config from '../../paybutton-config.json'
 
@@ -524,3 +524,134 @@ describe('Widget – hideSendButton', () => {
     }
   )
 })
+
+describe('Widget – payment finalization states', () => {
+  test('XEC shows pending spinner on detection and runs success on finalization', async () => {
+    const onSuccess = jest.fn()
+    const onTransaction = jest.fn()
+    const setNewTxs = jest.fn()
+
+    const xecMempoolTx: Transaction = {
+      hash: 'xec-mempool-hash',
+      amount: '1',
+      paymentId: '',
+      message: '',
+      rawMessage: '',
+      timestamp: 1,
+      address: TEST_ADDRESSES.ecash,
+      confirmed: false,
+      txStatus: 'mempool',
+    }
+
+    const xecFinalizedTx: Transaction = {
+      ...xecMempoolTx,
+      hash: 'xec-finalized-hash',
+      confirmed: true,
+      txStatus: 'finalized',
+    }
+
+    const { rerender } = render(
+      <Widget
+        to={TEST_ADDRESSES.ecash}
+        currency={'XEC'}
+        disablePaymentId={true}
+        sound={false}
+        onSuccess={onSuccess}
+        onTransaction={onTransaction}
+        setNewTxs={setNewTxs}
+      />
+    )
+
+    await waitFor(() => {
+      expect(screen.queryByText(/loading/i)).toBeNull()
+    })
+
+    rerender(
+      <Widget
+        to={TEST_ADDRESSES.ecash}
+        currency={'XEC'}
+        disablePaymentId={true}
+        sound={false}
+        onSuccess={onSuccess}
+        onTransaction={onTransaction}
+        setNewTxs={setNewTxs}
+        newTxs={[xecMempoolTx]}
+      />
+    )
+
+    await waitFor(() => {
+      expect(onTransaction).toHaveBeenCalled()
+    })
+    expect(onSuccess).not.toHaveBeenCalled()
+    expect(screen.queryByText(/waiting for finalization/i)).toBeNull()
+
+    rerender(
+      <Widget
+        to={TEST_ADDRESSES.ecash}
+        currency={'XEC'}
+        disablePaymentId={true}
+        sound={false}
+        onSuccess={onSuccess}
+        onTransaction={onTransaction}
+        setNewTxs={setNewTxs}
+        newTxs={[xecFinalizedTx]}
+      />
+    )
+
+    await waitFor(() => {
+      expect(onSuccess).toHaveBeenCalledTimes(1)
+    })
+    await waitFor(() => {
+      expect(screen.getByText(/thank you!/i)).toBeTruthy()
+    })
+  })
+
+  test('BCH keeps immediate success on first detected transaction', async () => {
+    const onSuccess = jest.fn()
+    const setNewTxs = jest.fn()
+
+    const bchDetectedTx: Transaction = {
+      hash: 'bch-detected-hash',
+      amount: '1',
+      paymentId: '',
+      message: '',
+      rawMessage: '',
+      timestamp: 1,
+      address: TEST_ADDRESSES.bitcoincash,
+      confirmed: false,
+      txStatus: 'mempool',
+    }
+
+    const { rerender } = render(
+      <Widget
+        to={TEST_ADDRESSES.bitcoincash}
+        currency={'BCH'}
+        disablePaymentId={true}
+        sound={false}
+        onSuccess={onSuccess}
+        setNewTxs={setNewTxs}
+      />
+    )
+
+    await waitFor(() => {
+      expect(screen.queryByText(/loading/i)).toBeNull()
+    })
+
+    rerender(
+      <Widget
+        to={TEST_ADDRESSES.bitcoincash}
+        currency={'BCH'}
+        disablePaymentId={true}
+        sound={false}
+        onSuccess={onSuccess}
+        setNewTxs={setNewTxs}
+        newTxs={[bchDetectedTx]}
+      />
+    )
+
+    await waitFor(() => {
+      expect(onSuccess).toHaveBeenCalledTimes(1)
+    })
+    expect(screen.queryByText(/waiting for finalization/i)).toBeNull()
+  })
+})
diff --git a/react/lib/util/chronik.ts b/react/lib/util/chronik.ts
index c7fdc2a7..7fb6667c 100644
--- a/react/lib/util/chronik.ts
+++ b/react/lib/util/chronik.ts
@@ -157,6 +157,17 @@ const getTransactionFromChronikTransaction = async (transaction: Tx, address: st
     }
 }
 
+const resolveTxStatusFromMsgType = (msgType: string): Transaction['txStatus'] | undefined => {
+  switch (msgType) {
+    case 'TX_ADDED_TO_MEMPOOL':
+      return 'mempool'
+    case 'TX_FINALIZED':
+      return 'finalized'
+    default:
+      return undefined
+  }
+}
+
 export const fromHash160  = (networkSlug: string, type: AddressType, hash160: string): string => {
     const buffer = Buffer.from(hash160, 'hex')
 
@@ -243,10 +254,11 @@ export const parseWebsocketMessage = async (
     const { msgType } = wsMsg;
     switch (msgType) {
       case 'TX_ADDED_TO_MEMPOOL':
-      case 'TX_CONFIRMED': {
+      case 'TX_FINALIZED': {
         const rawTransaction = await chronik.tx(wsMsg.txid);
 
         const transaction = await getTransactionFromChronikTransaction(rawTransaction, address ?? '')
+        transaction.txStatus = resolveTxStatusFromMsgType(msgType)
 
         setNewTx([transaction]);
         break;
diff --git a/react/lib/util/types.ts b/react/lib/util/types.ts
index 9ca41d6c..3d01a33e 100644
--- a/react/lib/util/types.ts
+++ b/react/lib/util/types.ts
@@ -12,6 +12,7 @@ export interface Transaction {
     amount: string
     paymentId: string
     confirmed?: boolean
+    txStatus?: 'mempool' | 'finalized'
     message: string
     timestamp: number
     address: string